Art of Living Realty

RAJ LANDSCAPE PVT LTD.Shambhu Bhavan, Opp. Shanescher Ji Ka Than, Chopasni Road Jodhpur342003 Rajasthan INDIA www.rajlandbank.com

+91 80587 80587 EMAIL US AT rlb.@rajlandbank.com

Your one stop shop for real estates in rajasthan and look no further.

“”We specialize in big agriculture land for hotels,resorts,solar and wind power projects in various villages in rajasthan at very low cost. We have big land parcels like 1000 acre at one place and bigger chucks like 2000 acre at one place in rajasthan for investment.”"

“WE SPECIALIZE IN LAND FOR SOLAR POWER PROJECTS ” AND also provide you with SOLAR POWER CONSULTANCY

” HONEST DEALINGS AT HONEST PRICE” is our motto.

You have arrived at the right place……………….

We povide you with hassle free,clear title land because we have 10 years experience in this line and provide you with the best property at best rates within your budget according to your requirement.

What do we do in real estates?

Below are some area where we have been providing land, just have a look at it and keep a print out for future reference. We provide you land for….

1.Thermal power project , 2.Wind energy power project , 3.Solar energy power project , 4.Hotels / Resorts/Heritage haveli , fort , 5. industry , flats , homes , colonies , for corporates 6.Cheap,Best,Prime locations, low cost , agriculture land , with water , without water , with tubewell , without tubewell , open well etc 7.land for institutions , schools , colleges 8.farming 9.investment , land for hotels , resorts, etc 10.granite mines , marble mines 11.lease for big companies , commercial space for corporates , instituions. 12. Land available in big chucks in remote areas , cities , city , villages of rajasthan. 13.Land approved for hotels and resorts in jaipur.

Buy , sale , lease , jv , outright , sale , joint venture etc. Jodhpur , Jaipur , Udaipur , Ajmer , pushkar , Jaisalmer , Bikaner , balotra , pachpadra , phalodi , barmer , in rajasthan , INDIA.

1.Large agriland , agricultural land for wind mill and solar projects , thermal projects land available like 7000 beegha , 2000 beegha and 3000 beegha at one place. This kind of cheap land and at one place is not available elsewhere in rajasthan and suitable for these projects only available with us.

2.Heritage haveli , heritage property. Many heritage properties are for sale and investors and hotel groups are converting them into heritage hotels , these properties are falling in tourism circuit like jaipur , Bikaner , jodhpur , Udaipur , mt.abu.

3.Hotels , resorts , office space , commercial for buy , sale , lease , jv , investment etc. 4.Residential , land and industrial land property in all rajasthan.

5. Land for agriculture for farming. People are farming in rajasthan and getting subsidy in crops like date palm etc and the subsidy is 90%.

a. TWO GRANITE MINES FOR SALE , PRICE 20 LAKHS EACH MINES , EXPORT QUALITY , COLOR MOKALSAR GREEN.LOCATION , VILLAGE RAKHI , NEAR JALORE/MOKALSAR , IN BARMER DISTRICT OF RAJASTHAN. Price 40 lakhs total for both the mines put together. Please note these mines are coming at a very cheap rate.

b.) Two marble mines for sale , in rajasamand , near udaipur in rajasthan.

The main cities covered are JAIPUR,JODHPUR,AJMER,SRIGANGANGAR,BIKANER,PHALODI,TINWARI,MATHANIA,JAISALMER,BARMER,BALOTRA,PUSHKAR,PACHPADRA,SANCHORE,JALORE,SIROHI,PALI,SUMERPUR,FALNA,RANI,POKRAN,

also visit us at website

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Para quienes les encanta el misterio y desean llevar a cabo un viaje realmente diferente con un toque especial, es muy probable que este articulo les interesar, sobre todo para planear un viaje poco convencional que servir para escapar de la rutina diaria.
Si nunca has dormido en un monasterio, no dejes pasar esta oportunidad, ya que es uno de los lugares donde se pueden alojar los turistas en Suiza. Si bien debe aclararse que la estada en los monasterios y conventos debe ser corta, adems, se ofrece un clima ideal de tranquilidad y de silencio. El Monasterio de Fischingen es una de las opciones, tambin, el Monasterio St Johan.
Son muchas y variadas las ofertas en materia de hoteles tematicos, excntricos, y curiosos, o todo a la vez. En este sentido, tendremos la posibilidad de dormir en rboles como en Brasil, o bajo el agua, o si se prefiere en el espacio, por que no.
El hotel Hidropalace en China, un hotel subacutico, donde los turistas podrn dormir a casi 20 metros de profundidad sobre el nivel del agua, y es posible su acceso en yate. Es realmente un lujo para aprovechar, cuenta con spa, un saln de baile y una torre adyacente en tierra firme. Su construccin se ha postergado, pero se prev su inauguracin para este ao 2010.
El Hotel Hilton Maldives Resort and Spa, tambin ofrece a los turistas dormir bajo el agua, ya que se encuentra emergido a 5 metros de profundidad del nivel del agua. Es un hotel de lujo, con restaurante con un techo de acrlico que permite contemplar el mundo marino.
El Hotel de Hiel en Quebec, Canad, ha sido considerado como uno de los hoteles ms extraos e inusuales. Construido entre capas de hielo, ofrece una propuesta nica en Amrica. Fue inaugurado en el ao 2001, y funciona en la temporada de invierno. Se construye anualmente durante 5 semanas, y se utilizan casi 500 toneladas de hielo. Su arquitectura es de admirar, hasta las habitaciones del hotel estn construidas con bloques de hielo. Este hotel cuenta con 36 habitaciones temticas, y adems, ofrece un club de Noche, una capilla que se destaca por su belleza incomparable, inclusive, los turistas que desean relajarse contarn con el servicio de spa y sauna.

Una propuesta realmente interesante de hoteles en Brasil es la que ofrece el hotel Ariu Amazon Tower, en el corazn mismo del amazonas y est compuesto de varias torres circulares y permite contemplar la selva. Su construccin se ha realizado teniendo en cuenta la finalidad de preservacin del medio ambiente, de manera de mantener un equilibrio armnico con la naturaleza. Las habitaciones se encuentran en el tercer piso del complejo y se destacan por su originalidad y gran comodidad.
El Hotel Propeller Island City, en Berln, Alemania, se destaca por su excentricidad, donde los turistas podrn dormir en atades en vez de camas, una noche fuera de lo comn. Sus habitaciones son temticas, se incluye una celda de prisin o bien camas suspendidas en el aire. Adems sus precios son muy accesibles, entre 70 y 120 euros la noche, de manera que est propuesta en materia de hoteles curiosos o extraos est alcance de nuestro bolsillo, para aprovechar.
En el ao 2012 se inaugurara el primer hotel en el espacio, Galactic Suite, a 450 km de la Tierra y ya hay personas que han realizado su reserva espaoles, estadounidenses, sudamericanos, entre otros- para no perderse esta oportunidad nica en la vida. Uno de los datos curiosos es que se ofrece el servicio de spa. Adems, los afortunados realizarn un entretenimiento especial en las Islas del Caribe, donde podrn estar con sus familias. El viaje y la estada en este original hotel costar 3 millones de euros. Vale la pena esta experiencia, los turistas podrn contemplar 15 amaneceres por da y el spa es una de las atracciones ms esperadas: tiene la forma de una esfera, donde los huspedes podrn jugar con una burbuja de agua de 20 litros. Una vivencia inolvidable a la que muy pocos tendrn acceso.

Location is everything when you are looking for a new home in the greater Seattle area. Consider the advantages of looking for your next home in the community of Alki. Cross the West Seattle Bridge to the western tip of Seattle, where this fabulous area rests along both the Puget Sound and Elliott Bay.

As one of the founding settlements in the Seattle area, Alki has an eclectic mix of homes with a relaxed atmosphere promoting an unhurried lifestyle. If you are looking for a Condo scenario in Alki, you are in luck. You can find one to three bedroom condos with breathtaking views of downtown Seattle, the Space Needle, Elliot Bay, the Olympic Mountains and Puget Sound. You will find Condos ranging in price from right around 200k to about one million, making it easy for you to find exactly what fits your lifestyle and needs. Amenities can range from Roof top decks with heated pools to window walls allowing you a vast expanse of panoramic views. Private garages, boat moorage, industrial grade kitchens for the gourmet Chef in you and the green commitment we all want to embrace. Elaborate lobbies with glowing fireplaces and inviting seating areas are common.

Other amenities are available as well, such as state of the art fitness centers, business and conference rooms, plus many more exceptional features. Alki Beach is a destination spot for residents and tourists alike with outstanding views of Seattle and the Olympic Mountains. It has a laid back feel and true two mile beach front. Restaurants abound and you won’t have to go hunting for a favorite Coffee spot. Walk along the boardwalk, take home fresh fish, check out a volleyball game, or just relax in the sand.

I have to tell you about Alki Point Lighthouse as well, since we are on the hot spot locations of this great community. This fully functional landmark can be viewed from a distance in all its early 1900s glory, a gentle reminder of the history surrounding you. So, if you want picture postcard views of the big city lights of Seattle, a ferry ride to the Pike Street Market on weekends, the smell of salt air as you walk your best pup down the street, consider all that Alki Beach has to offer!

Amristar, popularly known as Sikh Holy City is Punjab’s second largest town. Amritsar literally means ‘pool of nectar’ and is a premier tourist destination famous for Golden Temple built around the sacred pool. It is the spiritual and cultural centre for Sikhs and an important trading city of Punjab. Since the time the Central Government announced the opening up of trade avenues between India and Pakistan in 2004, the real estate in Amritsar is witnessing a boom.

The property market of Amritsar is developing rapidly as the Government of India and Government of Punjab have released heavy funds. With the mission of taking Amritsar up to the level of a world class city, both residential and commercial developments in the city are picking up very fast. A lot of attention is being given to improving basic services and amenities related to transportation services, sewage management, water facilities, and various others. Leading realty developers like Emaar MGF, Ansals group and Collage India Group are soon to launch mega projects to build various apartments and malls in the city.

The face of this Holy City is all set to change with large number of luxury penthouses, apartments, flats, etc coming up. The townships of such high standards is apparently an entre into urban housing enriched with landscaped gardens, golf greens, theme parks, tennis courts, play areas along with schooling, healthcare and other state-of-the-art facilities. Setting up of a financial centre, multiplexes, shopping malls, entertainment zones, recreation clubs and parks is also planned. This commercial stir has opened wide doors for retail investments in the city.

The building up of SEZ by prominent realtor DLF developers on 1,000 acres of land with an investment of around Rs.16,000 crores is the most important breakthrough for real estate in Amritsar. This mega project will be conducive to overall growth of the city as (a) it will create large number of employment opportunities for both locals and outsiders, (b) it is expected to encourage investors from IT, ITes, BPO and hospitality industries to enter the city and (c) will help in boosting the service sector in the city and make it an important part of the economy. The upcoming properties upsurge in Amritsar stands testimony to its potential of becoming a world class tourist destination.

The standards of living in Amritsar will evolve greatly into the contemporary mode to create international living style and shopping experience. The growth in IT industries and SEZs are elevating the real estate profile of the holy city. The role of Punjab government has been extremely crucial in trying to uplift the city to a higher level. It is actively participating in improving city’s infrastructure, transportation, water and electricity supply and other necessities. Their initiative of promoting investments in the city has received good response with various investment projects being pumped in the city. Amritsar is now more than a holy place, it is an upcoming real estate destination for the property investors.

After the development of cities like Chandigarh and Mohali, the economy of Amritsar is seeing an upward trend. The availability of better infrastructural facilities combined with cheaper property prices has led to exploration of residential, commercial and retail market of Amritsar. The response of investors and their growing interest in Amritsar real estate is (a) encouraging property developers to bring in more number of residential projects and commercial space, (b) nourishing the economy of the city and modernizing the trends, and (c) climbing up the ladder of growth quickly by ranking among the fastest growing tier-III cities of India.

With all this Amritsar is witnessing growth in residential, commercial and retail sector with numerous luxury projects in the pipeline. Amritsar real estate promises excellent returns on investments.

V.R. Estate PG Accomodation-

PG Facility is available from Rs 3000-Rs 5000 at Navi Mumbai ( Vashi, Nerul , Kaparkhairne, Sea-Woods),In Rs 3000 – Breakfast,Lunch,Dinner( extra charges) In Rs 5000 – Include all above but for laundry extra charges.

S K Boys hostel-

Nice hostel. Ideal location for nature lovers because of it green surroundings. The hostel is located close to IPS academy. Built-up is good and access to city are is easily available.

Queens Campus Girls Hostel-

There is saying “A healthy mind works in a healthy body” and we say “A healthy body works in a healthy atmosphere” and your search for a clean, safe and peaceful accomodation ends here. Indore’s first Girls Hostel of its kind, the atmosphere which you wanted to concentrate on your studies…The homely atmosphere which you wanted to feel..The moments you want to share..The facilities that you wanted at your doorstep and many more.. We started our hostel in 1998 with a capacity of 45 students and now with time we have increased our capacity to a 145 students with same and even more facilities with very low rent. Our rent range varies from Rs.2600 to Rs. 3500. We provide various room options for the students..We have 06 rooms as Single Seater, 36 rooms as Double Seater, 17 rooms as Three Seater and 04 rooms as Four Seater. All these rooms are available various sizes.

Annapurneshwary PG For Girls-

Nice hostel. Ideal location for nature lovers because of it green surroundings.Built-up is good and access to city are is easily available.

Sri Sri Niwas AC Girls Home-

Each year a whole lot of children and their parents come to Kota to prepare for various competitive examinations. The task of finding a good place for the student to stay or the parents to stay together is tough. We have a started a Girls hostel “Sri Sri Niwas”. On 1st march 2011 Guruji had walked in the hostel to bless us all. The hostel is equipped with all modern and best facilities. some of the few are:- video conference on chargeable basis,arrangement of teachers for solving students problem,escort if needed by students.its have their own website www.srisriniwas.com Hostel is being run by Art of living teacher.student will get benefit of knowledge session of AOL also.

Queens Campus Girls Hostel-

There is saying “A healthy mind works in a healthy body” and we say “A healthy body works in a healthy atmosphere” and your search for a clean, safe and peaceful accomodation ends here. Indore’s first Girls Hostel of its kind, the atmosphere which you wanted to concentrate on your studies…The homely atmosphere which you wanted to feel..The moments you want to share..The facilities that you wanted at your doorstep and many more.. We started our hostel in 1998 with a capacity of 45 students and now with time we have increased our capacity to a 145 students with same and even more facilities with very low rent. Our rent range varies from Rs.2600 to Rs. 3500. We provide various room options for the students..We have 06 rooms as Single Seater, 36 rooms as Double Seater, 17 rooms as Three Seater and 04 rooms as Four Seater. All these rooms are available various sizes.

Gurgaon is situated in the state of Haryana. Situated on Delhi border, in the national capital region, the satellite town of Gurgaon is now a prosperous city providing quality life and varied opportunities of work to its people. Gurgaon is located very near to the Delhi domestic and international airports. It is the hub of international and financial center of Haryana. In Gurgaon, number of multinational companies has their offices after GE came to Gurgaon in 1997.

The famous maruti factory is also located in Gurgaon. Gurgaon is also known as the call centre capital of India as many of the international call centers operate from here. Map of Gurgaon contains many malls, multinationals such as GE, Microsoft, Sapient, IBM Daksh, Oracle, American Express, among a host of others, the city has lot to offer. The quality of life in Gurgaon makes it a perfect end point for people looking for an above average life. With access to amenities like private parking, sanitation and common area maintenance, the standard of living is certainly at par. With the opening of multilane highways offering smooth connectivity between Gurgaon city and Delhi, commuting to and fro is a comfortable and enjoyable task. With the extension of Delhi metro to Gurgaon and an eight lane toll expressway between the two cities in pipeline, situation is expected to improve dramatically.

Gurgaon sector maps suggest that even with the property rates taking a hit in this economic scenario, builders in Gurgaon are planning to put as many as 10,000 houses in the market in the next couple of years. Apart from this, other large scale residential projects area also on the anvil. It is being estimated that approximately 500 billion square feet of land will be brought in use in the forthcoming years to build more residential as well as commercial projects in the city. Gurgaon sector maps indicate towards these prospects that with the advent of new housing projects in the city, builders are looking to infuse fresh interest in the realty sector. They are hoping that with new projects on the market, they will perhaps be able to lure the buyers. Gurgaon sector maps give strong indication that several corporate giants have set up base in various malls and condominiums in the city.

A large number of these corporate organizations are multinational companies. Therefore, property experts are hoping to see a rise in the rentals for office spaces in Gurgaon. Map of Gurgaon shows that Gurgaon is in the state of Haryana, positioned in the National Capital Region (NCR) of Delhi. Gurgaon sector map locates that from the Gurgaon town, Gurgaon village is 1.5 kms, where sheetala mata mandir is situated i.e. center of attraction to innumerable devotees and tourists. Other alluring tourist sites are the shiv temple and the sheesh mahal. The sultanpur bird sanctuary of Haryana would be a delightful feast for nature lovers.

Road maps of Gurgaon highlight the major roads, including the national highway 8, linking Gurgaon district to all the major cities of the neighboring states of Rajasthan, Uttar Pradesh and Delhi. Road maps of Gurgaon make finding the locations and distance of these places from Gurgaon very easy. Road maps of Gurgaon also highlight important roads that connect Gurgaon to its neighboring districts of Faridabad and Rohtak and to the states of Tamil Nadu and Andhra Pradesh. Gurgaon city map highlights all the major places and tourist attractions in the Gurgaon city. One can find out the location of the various malls, movie halls, hotels and hospitals at just a glance at the Gurgaon city map.

All the major roads and residential areas of the city can be pointed out on the map of Gurgaon city. Gurgaon district map shows four blocks, Sohna, Pataudi, Gurgaon and Farrukhnagar. The district is the southernmost part of Haryana and it shares its southern boundaries with the states of Rajasthan and Uttar Pradesh. The state of Delhi is at its northern boundary, which also touches the district of Rohtak. To its east lies Faridabad district and to the west the district of Rewari, Sultanpur national park where one can see exotic migratory bird, such as Indian peacock, is located just at a distance of 15 km from the city of Gurgaon. In recent times Gurgaon has emerged as the most preferred outsourcing destination among leading BPO service providers across the globe. Map of Gurgaon also provide useful information regarding roads, railways, sectors, hotels, places of interest and many more.

Slap The Guru: Clever SCAM or HOT Opportunity?

April 12th, 2010

Brand New Just Launched: -Slap The Guru (STG)

if you ever wanted to make money with a home business, the new STG affiliate program has just launched! We all know that most of the people struggle in the home business industry. Making money from home; is not an easy task. Paul Darby, owner and creator of the system, came up with a simple solution for most home business owners by making STG a fun business.

Actually, Darby made sure that you will profit right from the start. The STG Program gives you one of the best advertising resources available on the Internet and Darby himself will advertise for you. He will create sign ups every day for his members and new owners of the STG Community.

Most new owners make back their investment within the first 24 hours. Many new owners make a few hundred dollars on their first day. Frankly, I had no hesitation in joining the business, and think this is the best money-maker, so far, for 2010. I highly recommend that you join the community and experience all of the wonderful features included with it.

On my first visit to the site, I thought it was just a joke. But after taking a second look, I began to understand the power of the program. So, what does STG have to offer? It is the first new generation affiliate program and includes every possible marketing resource. Darby put all 14 years of his experience into the program. Essentially, he made it idiot proof. The best time to get in this business is right now. It is brand new and right now the system’s rotators are blasting out member links Internet wide.

Here a some of its incredible features:

* Very low entry cost makes this attractive to a great many people.

* Each owner has their own Alert Pay order button on the website and receives 100% of their sales, once qualified.

* The products in the member’s area are legitimate and represent real value to the new owners.

* The system is managed by a successful experienced internet marketing firm benefitting each owner in the system.

* Advertising is done for owner by placing their replicated website in the company advertising rotator.

* The 2up system to qualify builds the customer base, list, and revenues of each owner in the system.

I would also like to mention that STG is both a Marketer’s program that is Newbie friendly. In other words, you don’t have to go learning a lot of new stuff to be successful with it.

While it is true this next generation title is a Marketer’s program, but also Newbie friendly. You don’t have to learn a lot of new things to be successful with it Internet Newbies and seasoned marketers both want new programs to be as user friendly as possible. They want the user’s role to be easy to start and maintain. Plus, the program must not take the participant to Frustrationville, Dilemma City, or Brokesburg.

In conclusion, Slap The Guru is the most complete affiliate program yet. It would be wise to seriously consider signing on with this new and exciting way of making cash from the Internet.

The Tai Tam Country Park nestled in the eastern region of Hong Kong is a nature lovers paradise with its lush greenery and untainted natural setting. Covering a large area of 1315 hectares, the park is filled with many reservoirs, historic war remnants, different insect and bird species, and excellent hiking trails. This amazing park is definitely worth a visit and will leave you impressed and appreciative of the beauty of mother nature.

Amid the many attractions of the Tai Tam Country Park, the highlight of these is the Tai Tam Valley. Clustered with lush flora and fauna, this picturesque valley is surrounded by sheer mountains like that of Mount Butler, Mount Parker and Violet Hill, making it an awesome sight to behold. Hillside streams flow along the mountain sides that surround the valley making it an incredible sanctuary of peace and tranquil beauty. Historic ruins of a bungalow can also be visited here.

The area around the Tai Tam reservoir is a great place just waiting to be explored. Filled with many rare insects, harmless native wildlife, exotic birds and rare plants, the reservoir is surrounded by woods, lakes and streams. From here, you will be able to observe the Tai Tam Valley in all its natural splendour.

Jardines Lookout is also a summit point that should not be missed whilst exploring the Park. The Wilson Trail and the Hong Kong Trail converge here as it offers an amazing view of the Victoria harbour. The breathtaking view from this summit will astound you as it reveals the stark contrast of Hong Kongs city skyline in the North and the lush nature of Tai Tam Park in the South.

Other reservoirs to be visited in the Park include the Tai Tam Tuk Reservoir and the Tai Tam Byewash Reservoir. The Tai Tam Country Park, once a battle field during World War II, still contains historical remnants that include forts and other war artifacts that can be seen as you stroll around. Barbeque and picnic areas are also available at certain places within the park to relax and be enjoyed in this hidden world of beauty.

Travellers looking for comfortable and elegant hotels in Hong Kong from which to explore this amazing city can stay at the Langham Hotel Hong Kong. This luxury hotel in Hong Kong is guaranteed to make your stay in the city a memorable one with its excellent standards and contemporary style.

The All-Money-Down Technique

So how does the all-money-down technique work by purchasing a home with cash? First of all, let me repeat that I really didn’t have any cash, but I had a significant amount of equity from Terry’s home and several homes that I owned put together to give me a substantial cash down payment. Banks and mortgage companies alike will accept money from a home-equity line of credit as cash to purchase a home. At least they did in 1997 under the financial guidelines of the day. What you must remember about mortgages and lending is that the guidelines change constantly, so this technique I used in 1997 may or may not be able to be used in the future. Whether it is or isn’t able to be used again doesn’t really matter to me as I believe that there will always be a way to buy real estate with limited money down sooner or later. There will always be a technique to acquire real estate but exactly how that will be done in the future I’m not completely sure.

I began purchasing homes in the Mayfair section of Philadelphia with the prices in the $30,000 to $40,000 per home price range. I would purchase a home with three bedrooms and one bathroom on the second floor with a kitchen, dining room, and living room on the first floor and a basement. What we call a row home in Philadelphia would consist of a porch out front and a backyard the width of the home. Most row homes in Philadelphia are less than twenty-two feet wide. For those of you who are not from Philadelphia and can’t picture what a Philadelphia row home looks like, I suggest you watch the movie Rocky. Twenty-two homes on each side of every block will really test your ability to be a neighbor. Things that will usually cause an argument with your Philadelphia neighbors often stem from parking, noise your children make, where you leave your trash cans, parties, and the appearance of your home.

In 1998 my girlfriend and I moved in together and to the suburbs of Philadelphia called Warminster. After living on a street in Tacony, much like Rocky did, I really looked forward to having space between my home and my next-door neighbor. I told Terry not to even think about talking with the people who lived next door to us. I told her if one of them comes over with a fruitcake I am going to take it and punt it like a football right into their backyard. I believe I was suffering from Philadelphia row home syndrome. My new neighbors in Warminster turned out to be wonderful people, but it took me eighteen months before I was willing to learn that.

So you just bought your row home for $35,000 in Mayfair, and after $2000 in closing costs and $5000 in repair costs, you find yourself a good tenant who wants to rent the home. After renting the home with a positive cash flow of $200 a month, you now have an outstanding debt of $42,000 on your home equity line of credit that will have to be paid off. When purchasing the home, I did not get a mortgage as I just purchased a home for cash as it is said in the business. All monies I spent on this house were spent from the home-equity line of credit.

The move now is to pay off your home-equity line of credit so you can go do it again. We now go to a bank with your fixed-up property and tell the mortgage department that you want to do a cash-out refinancing of your real estate investment. It helps to explain that the neighborhood you purchase your property in should have a wider range of pricing as the neighborhood of Mayfair did in the mid-90s. The pricing of homes in Mayfair is quite unusual as you would see a $3000 difference in home values from one block to the next. This was important when doing a cash-out refinancing because it’s pretty easy for the bank to see that I just bought my property for $35,000 regardless of the fact that I did many repairs. I could justify the fact that I’ve spent more money on my home to fix it up, and by putting a tenant in, it was now a profitable piece of real estate from an investment standpoint.

If I was lucky like I was many times over doing this system of purchasing homes in Mayfair and the appraiser would use homes a block or two away and come back with an appraisal of $45,000. Back then there were programs allowing an investor to purchase a home for 10 percent down or left in as equity doing a 90 percent cash out refinance giving me back roughly $40,500. Utilizing this technique allowed me to get back most of the money I put down on the property. I basically paid just $1,500 down for this new home. Why did the mortgage companies and the appraisers keep giving me the numbers I wanted? I assume because they wanted the business. I would only tell the bank I need this to come in at $45,000 or I am just keeping it financed as is. They always seemed to give me what I wanted within reason.

This whole process took three to four months during which time I may have saved a few thousand dollars. Between the money I saved from my job and my investments and cash out refinancing, I had replenished most or all of my funds from my home-equity line of credit that was now almost back to zero to begin the process again. And that is exactly what I intended to do. I used this system to purchase four to six homes a year utilizing the same money to purchase home after home after home over and over again. In reality, the technique is a no-money down or little money down technique. At the time maybe I had $60,000 in available funds to use to buy homes off of my HELOC, so I would buy a home and then replenish the money. It was a terrific technique that was legal, and I could see my dream of being a real estate investor full-time coming to an eventual reality even though I wasn’t there yet.

During the years from 1995 to 2002, the real estate market in Philadelphia made gradual increases of maybe 6 percent as each year went on. I began to track my net worth that was 100 percent equity, meaning I had no other forms of investments to look at when calculating my net worth. Generally speaking, the first five years of my real estate career did not go well because of the bad decisions I made purchasing buildings and the decline in the market. Furthermore, my lack of knowledge and experience in repairs made it a rough. The second five years of my real estate career that I just finished explaining didn’t make much money either. I supported myself primarily through my career as a salesman, but I could definitely see the writing on the wall that down the road real estate was going to be my full-time gig.

Realty Professionals of America

I own an office building that has a real estate company as a tenant called Realty Professionals of America. The company has a terrific plan where a new agent receives 75 percent of the commission and the broker gets only 25 percent. If you don’t know it, this is a pretty good deal, especially for a new real estate agent. The company also offers a 5 percent sponsorship fee to the agent who sponsors them on every deal they do. If you bring an individual who is a realtor in to the company that you have sponsored, the broker will pay you a 5 percent sponsorship out of the broker’s end so that the new realtor you sponsored can still earn 75 percent commissions. In addition to the above, Realty Professionals of America offers to increase the realtor’s commission by 5 percent after achieving cumulative commission benchmarks, up to a maximum of 90 percent. Once a commission benchmark is reached, an agent’s commission rate is only decreased if commissions in the following year do not reach a lower baseline amount. I currently keep 85 percent of all my deals’ commissions; plus I receive sponsorship checks of 5 percent from the commissions that the agents I sponsored earn. If you’d like to learn more about being sponsored into Realty Professionals of America’s wonderful plan, please call me directly at 267-988-2000.

Getting My Real Estate License

One of the things that I did in the summer of 2005 after leaving my full-time job was to make plans to get my real estate license. Getting my real estate license was something I always wanted to do but never seemed to have the time to do it. I’m sure you’ve heard that excuse a thousand times. People always say that they’re going to do something soon as they find the time to do it, but they never seem to find the time, do they? I try not to let myself make excuses for anything. So I’ve made up my mind before I ever left my full-time job that one of the first things I would do was to get my real estate license. I enrolled in a school called the American Real Estate Institute for a two-week full-time program to obtain my license to sell real estate in the state of Pennsylvania. Two terrific guys with a world of experience taught the class, and I enjoyed the time I spent there. Immediately after completing the course at the American Real Estate Institute, I booked the next available day offered by the state to take the state exam. My teachers’ advice to take the exam immediately after the class turned out to be an excellent suggestion. I passed the exam with flying colors and have used my license many times since to buy real estate and reduce the expenses. If you are going to be a full-time real estate investor or a commercial real estate investor, then you almost have to get a license. While I know a few people who don’t believe this, I’m convinced it’s the only way.

I worked on one deal at $3 million where the commission to the buyer’s real estate agent was $75,000. By the time my broker took a share, I walked with $63,000 commission on that deal alone. With the average cost per year of being a realtor running about $1200 per year, this one deal alone would’ve paid for my real estate license for fifty-three years. Not to mention all the other fringe benefits like having access to the multiple listing service offered too many realtors in this country. While there are other ways to get access to the multiple listing services or another program similar to it, a real estate license is a great way to go.

Some of the negatives I hear over and over again about having your real estate license is the fact that you have to disclose that you are realtor when buying a home if you’re representing yourself. Maybe I’m missing something, but I don’t see this as a negative at all. If you’re skilled in the art of negotiation, it’s just another hurdle that you have to deal with. I suppose you could end up in a lawsuit where a court of law could assume because you are realtor you should know all these things. I don’t spend my life worrying about the million ways I can be sued any more than I worry about getting hit by a car every time I cross the street.

You Can Make A Difference In Floral Art

If you are interested in learning Japanese traditional cultures, we recommend you to learn Ikebana arrangement which requires not only skills and techniques for arranging flowers but also needs a good manner and traditional spirit of Japanese cultures. California Flower Art Academy offers various courses from Beginner to Instructor level. Since Ikebana uses what is called “Kenzan” (Needlepoint Holder) made of steel for holding flowers and stems of flower materials, it required lots of experiences until a student has completely mastered the floral arrangements. When it comes to decorating flowers for business purpose at hotels, events or weddings whatsoever, IKEBANA is not very practical. Ikebana is highly recommended for people who purely wish to learn Japanese traditional cultures with profound beauties. If you are looking for opportunities of doing business by making the best use of your skills and techniques in flower arrangements, we recommend you to learn European & American style of flower arrangement which does not use “Kenzan”. Instead we use “oasis” made from chemical stuff like hard sponge and it is much more easier even for beginners to arrange flowers. It is fully up to you which one you choose, either Japanese floral design called “Ikebana” or European/ American style of contemporary floral designs which are very popular now.

Here are information about recommendable two courses as follows:
A. Ikebana Arrangement Elementary Course:
Seven lessons (one lesson is about 60-90 minutes): $175 to complete a course.
(The fee includes tuition and flower materials. But the fee for certificate,
testing fee for a certificate and flower materials for such a test are separate)te)

B. Ikebana Arrangement Intermediate Course:
Seven lessons (one lesson is about 60-90 minutes): $203 to complete a course.
(The fee includes tuition and flower materials, But the fee for certificate,
testing fee for a certificate and flower materials for such test are separate).

If you are interested in above programs, just email to and visit our website We are more than happy to help you make a difference in floral art.

Remarks: San Fancisco Peninsula, San Francisco Bay Area, Greater San Francisco, Silicon Valley, South Bay, East Bay, Northern California, Floral Craft, Floristry, Horticulture, wedding floral decoration, funeral floral arrangement, affordable floral class